Disclosure

Insurance Disclosure

Last updated: July 9, 2026

QuoteAmerica is not an insurance company

QuoteAmerica is not an insurance company, an insurance agency, an insurance broker, or a producer of insurance. We are not licensed to transact the business of insurance in any state. We do not solicit, negotiate, sell, bind, issue, endorse or administer insurance policies, and we do not make underwriting decisions of any kind.

What we actually do

We operate an advertising and consumer referral service. When you submit a request on this website, we transmit the information you provide to one or more third parties, which may include licensed insurance agents, licensed insurance brokers, insurance carriers, and other marketing partners. Those third parties — not QuoteAmerica — are responsible for providing quotes, assessing your eligibility, and issuing any policy.

Quotes are estimates, not offers

Any premium, rate, coverage amount or savings figure displayed on this site or communicated to you is an estimate. It is not a binding offer of insurance and does not constitute a contract. Actual premiums and coverage are determined solely by the insurer following its own underwriting process, and may differ materially from any estimate. Coverage is not bound and no policy is in force until the insurer expressly confirms it in writing.

Availability

Products, carriers, coverages and discounts are not available in all states, and availability may change without notice. Not all applicants will qualify for coverage or for the lowest advertised rate. Eligibility, rates and discounts depend on individual factors evaluated by the insurer.

No advice

Nothing on this website is insurance advice, legal advice, tax advice or financial advice. Content is provided for general informational purposes only. Consult a licensed professional in your state regarding your particular circumstances.

See also our Advertiser Disclosure and No Guarantee of Savings disclosure.