How QuoteAmerica works
Including the part most comparison sites bury: how we get paid, and what happens to your information after you hit submit.
The process, start to finish
Tell us what you need
Answer a few quick questions about your situation. No account, no personal financial documents, no Social Security number.
We match you
We route your request to licensed agents, lenders or vetted contractors who serve your ZIP code and handle your situation.
Compare and decide
Review your options side by side and choose the one that fits — or choose none of them. There is never an obligation.
How we make money
QuoteAmerica is free for you because providers pay us. When you submit a quote request, we transmit it to one or more marketing partners, licensed agents, lenders or contractors, and we are compensated — sometimes a fixed fee per request, sometimes a fee per qualified consumer, sometimes a commission if you ultimately buy.
This creates an obvious incentive: we make more money when more people submit forms. You should read everything on this site with that in mind. It is also why we put the risks of the highest-paying products directly on their own pages rather than in a footer nobody reads.
Compensation can affect which providers appear and in what order. We do not show every company in the market. See our Advertiser Disclosure.
What happens to your information
This is the single most important thing to understand about any free comparison site, ours included.
When you submit a form, your information is transmitted to third parties. That is the service. Those companies then contact you directly, usually by phone.
Some of those companies are aggregators, and aggregators redistribute to their own networks. This is why submitting one form can result in calls from more than one company.
Once your information reaches a third party, that company is an independent business governed by its own privacy policy. We cannot delete their copy and we cannot stop them from calling you. You have to tell them directly.
We are telling you this before you fill out a form rather than after. If that trade — your contact information in exchange for competing offers — is not one you want to make, you should not submit a form, and you can still use everything else on this site freely. Read our Marketing Partners page for the full picture.
What we will never ask for
- Your Social Security number
- Your date of birth
- Your bank account or routing number
- Your full credit card number
- A payment of any kind
No page on quoteamerica.org requests any of these. If you encounter a page that appears to be ours and asks for them, do not provide the information — email privacy@quoteamerica.org.
How to stop contact
- Text messages: reply STOP. Immediate.
- Email: click unsubscribe, or use our unsubscribe form.
- Phone calls: ask the caller to add you to their internal Do Not Call list. This is a right you have under federal law and they must honor it. Note the company name and date.
- Future sharing: use Do Not Sell or Share My Personal Information.
What we are not
We are not an insurance company, agency or broker. We are not a lender, mortgage broker or loan originator. We are not a contractor. We are not a debt settlement company, a credit counseling agency, or a law firm. We do not give insurance, financial, legal, tax or construction advice. Every product is provided by an independent third party, and your agreement is with them.
Now that you know how it works
Pick a category and see what the market says about your situation.
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